Build Your Credit 

With a Guaranteed Secured Mastercard®

The Score Mastercard® by DND is available to anyone, regardless of credit history. It's the card designed for you.

17% APR

Representative (variable)


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Whether you are building your credit from scratch or rebuilding a struggling score, you can apply for your NO interest rate Mastercard®.
It's the only tool you need to take back control of your financial future.
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Our founder had to build his credit, just like you!

At 21, Bill had a good career but a lemon for a car. After visiting new and used car lots, he discovered that he couldn’t even qualify for a $2500 repair loan because of poor credit. Embarrassed and frustrated, he had to call his father for help.

Determined to alter the course of his life, Bill became an expert in the field of “credit” – even authoring a book on the subject. He founded DND Finance and created the Score Mastercard®, to help companies and individuals with bad credit, limited credit, or no credit at all build their credit score.

Let the Score Mastercard® help you attain financial freedom with an improved credit score!

Rev. Dr. K. Bill Dost



Build credit by reporting to
all major UK credit bureaus


1% cash back on all purchases


Flexible limit


No interest charged on purchases or
outstanding balances


Accepted at all Mastercard® locations


Earn 1% interest on your security


Choose the day you pay your card


Stay in control of your finances

Our founder had to build his credit, just like you!

Score is 25 years in the making.

Kamran Bill Dost, our founder, faced the challenge of having to build his credit almost 25 years ago. His frustration with the experience drove him to develop the Score Mastercard.

The card he wished he had all those years ago to help him build his credit.

Let our Score Mastercard by DND help you attain financial freedom with an improved credit score!

Rev. Dr. K. Bill Dost

Score Card Founder


Stop Paying Interest!

Did you know the average credit card holder pays £779.83 in monthly charges? According to *Experian people carry an average balance of £2326.71 and pay 33.5% in interest per month!

Break out of the big-bank debt cycle with one low monthly fee of £25.


Bad Credit? No Problem!

Rebuilding your credit is possible! The Score Mastercard® by DND will help you improve your reputation as a borrower today!

Having no credit history or a bad credit score isn't the end of the world.

By reporting to all the major credit bureaus, your responsible use and payment history will positively impact your credit rating and give you more access to credit.


With NO interest charged and 1% cash back on purchases, the Score Mastercard® helps you build a better credit score and a solid financial future.

Create Or
Rebuild Credit.

No interest
charged. Ever.

1% Cashback on
All Purchases.

No Obligation.
Stop Anytime.

How It Works

Once you are approved and start using the Score Mastercard® by DND, we report your
credit building activity to credit bureaus on a monthly basis.
That means that your responsible use of your credit will result in your credit improving over time. 

Get a Score Mastercard® in

under 10 minutes!



Use the Score Mastercard® to make everyday purchases that you can afford. By managing your card and repaying the minimum payment required each month, your repayment history is reflected to all the major UK credit bureaus. Providing you make your minimum payments on time, the history will show future lenders that you are a responsible borrower.

There are both up-front fees to active your card, as well as ongoing monthly costs to maintaining access to your card as a credit building solution. Whether you are a personal cardholder, or a business, you can see a comprehensive list of all fees here.

Please call 0800 170 0213 or +44 203 150 4634 and one of our customer service representatives would be pleased to process your credit limit increase request.

Your security deposit will be refunded to you once the statement period has completed, less any outstanding fees or balances owing. Please call0800 170 0213 or +44 203 150 4634 and one of our customer service representatives would be please to process your account closing and answer any questions.

The Score Mastercard® is a perfect solution if you

  • Have ever been declined for a credit application
  • Are a Newcomer to the UK looking to establish credit in the country
  • Have been involved in a bankruptcy or IVA (individual involuntary arrangement), and are looking to rebuild your credit
  • A business looking to establish your company’s credit history while managing your expenses
  • A Student building credit for the first time
  • Want to rebuild your credit but don’t want to get into unaffordable consumer debt
  • Want the highest chance of getting approved for a credit card, regardless of your past credit history

The Score Mastercard By DND is operated by

D&D Leasing UK Ltd. which is authorized and regulated by the Financial Conduct Authority.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.  The Score Mastercard by DND is issued by PayrNet Ltd pursuant to license by Mastercard International Inc.  PayrNet Ltd is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900594).

*Source: https://www.experian.com/blogs/ask-experian/consumer-credit-review/

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