--- title: Score MasterCard by DND Launch --- Responsive Navigation Bar - W3jar.Com [![Site Name](https://www.scorebydnd.com/hs-fs/hubfs/3-16hhhh-removebg-preview.png?width=100&height=123&name=3-16hhhh-removebg-preview.png)](https://www.scorebydnd.com/?hsLang=en) - × - [![Site Name](https://www.scorebydnd.com/hs-fs/hubfs/3-16hhhh-removebg-preview.png?width=100&height=123&name=3-16hhhh-removebg-preview.png)](https://www.scorebydnd.com/?hsLang=en) - [PERSONAL CARD](https://www.scorebydnd.com/personal-card) [BUSINESS CARD](https://www.scorebydnd.com/business-card?hsLang=en) - [ABOUT US](https://www.scorebydnd.com/about-us?hsLang=en) - [FAQ](https://www.scorebydnd.com/faq?hsLang=en) - [BLOG](https://www.scorebydnd.com/blog?hsLang=en) - [CONTACT US](https://www.scorebydnd.com/contact-us?hsLang=en) - [LOGIN](https://card.scorebydnd.com/login) - [APPLY NOW](https://www.scorebydnd.com/apply-now-consumer?hsCtaTracking=c2946090-fae8-437a-b8fb-f6a09f02783f%7C30f3dd73-c55e-4393-8869-c994bf959a8f&hsLang=en) ## Start Building your Credit with the Score Mastercard > The only secured credit card available regardless of your credit history, > to get the break you deserve. # 29.99% APR Representative (variable) ### | ### Read Summary Box [![APPLY NOW](https://no-cache.hubspot.com/cta/default/7610740/c2946090-fae8-437a-b8fb-f6a09f02783f.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/c2946090-fae8-437a-b8fb-f6a09f02783f) **Representative Example:**  Amount of Credit: £1,200. Interest Rate: Representative (variable) 29.99% APR. Purchase Rate: 0%. One-Time Credit Access Fee: £120. Monthly Fee: £19.99. Terms and conditions apply. ## Bad Credit? Limited Credit? No Credit? No Problem! Having a bad credit score or no credit history at all, is not the end of the world. Whether you're building credit from scratch or rebuilding a struggling score, the Score Mastercard will help you take back control of your financial future and start living the life you've dreamed about. ![2_05](https://www.scorebydnd.com/hubfs/2_05.jpg "2_05") ## How It Works: The Perfect Solution to Build Credit Once you choose your credit limit and are approved, simply pre-fund your credit limit and start using the Score Mastercard for every day purchases just like a regular credit card!  We report your payment activity to the credit agencies. Every month, your responsible use of the Score Mastercard gets you one step closer to a winning credit score.       × **Getting Started is Fast and Secure!** ## Getting Started is Fast & Secure! ![1-Sep-27-2022-01-19-11-73-PM](https://www.scorebydnd.com/hubfs/1-Sep-27-2022-01-19-11-73-PM.png "1-Sep-27-2022-01-19-11-73-PM") ![2-Sep-27-2022-01-19-40-60-PM](https://www.scorebydnd.com/hubfs/2-Sep-27-2022-01-19-40-60-PM.png "2-Sep-27-2022-01-19-40-60-PM") ![3-Sep-27-2022-01-20-00-76-PM](https://www.scorebydnd.com/hubfs/3-Sep-27-2022-01-20-00-76-PM.png "3-Sep-27-2022-01-20-00-76-PM") ## Get a Score Mastercard® in less than 5 minutes! [![APPLY NOW](https://no-cache.hubspot.com/cta/default/7610740/38719f26-70f3-42ca-b80a-3ce58ca9ec41.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/38719f26-70f3-42ca-b80a-3ce58ca9ec41) ## We Don't Believe in Fine Print Credit cards can be confusing. They often come with pages of fine print that few people can decipher. We want you to know exactly how the Score Mastercard stacks up so that there are no secrets or surprises, ever.   [![ ](https://no-cache.hubspot.com/cta/default/7610740/1f1a4578-b1f7-4197-83ef-d2d0d21ef530.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/1f1a4578-b1f7-4197-83ef-d2d0d21ef530) [![Purchase Interest](https://no-cache.hubspot.com/cta/default/7610740/0a899cb3-30e6-41de-83cc-52a87338bf13.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/0a899cb3-30e6-41de-83cc-52a87338bf13) [![Annual Fee](https://no-cache.hubspot.com/cta/default/7610740/2ef9cbf8-0ce0-4d80-9a44-6aaebfc43efd.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/2ef9cbf8-0ce0-4d80-9a44-6aaebfc43efd) [![Monthly Subscription Fee](https://no-cache.hubspot.com/cta/default/7610740/2210b8c1-5b91-48e6-ab1c-3a5447af7d29.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/2210b8c1-5b91-48e6-ab1c-3a5447af7d29) [![Approval Rate](https://no-cache.hubspot.com/cta/default/7610740/cb245236-366f-47f8-b7e8-caa9febcf639.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/cb245236-366f-47f8-b7e8-caa9febcf639) [![Credit Limit](https://no-cache.hubspot.com/cta/default/7610740/55f77f7e-dd36-4bcb-bf73-bf4a79e32b92.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/55f77f7e-dd36-4bcb-bf73-bf4a79e32b92) [![One-Time Credit Access Fee](https://no-cache.hubspot.com/cta/default/7610740/25be4ebd-7cb8-4f7a-9365-4e70e3ab7e69.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/25be4ebd-7cb8-4f7a-9365-4e70e3ab7e69) [![Representative APR (variable)](https://no-cache.hubspot.com/cta/default/7610740/8ea3c480-ecfb-4afb-84a9-7c7b0d7ee788.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/8ea3c480-ecfb-4afb-84a9-7c7b0d7ee788) [![Personal Score Mastercard](https://no-cache.hubspot.com/cta/default/7610740/c343c718-5d7d-4f74-8915-d93ff5519366.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/c343c718-5d7d-4f74-8915-d93ff5519366) [![0%](https://no-cache.hubspot.com/cta/default/7610740/d2529ddb-226a-4aef-ae2f-90113c932389.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/d2529ddb-226a-4aef-ae2f-90113c932389) [![£0](https://no-cache.hubspot.com/cta/default/7610740/f663123e-9fc6-4ab3-80e6-234c694c62b4.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/f663123e-9fc6-4ab3-80e6-234c694c62b4) [![£19.99](https://no-cache.hubspot.com/cta/default/7610740/2632e764-2e18-4ea9-88cd-e9cb8fd04737.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/2632e764-2e18-4ea9-88cd-e9cb8fd04737) [![High](https://no-cache.hubspot.com/cta/default/7610740/4d3f32f5-ba3f-4042-b0e7-dac783101c9e.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/4d3f32f5-ba3f-4042-b0e7-dac783101c9e) [![Flexible](https://no-cache.hubspot.com/cta/default/7610740/bfcde1ff-141d-4129-9fd1-234ae788cedf.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/bfcde1ff-141d-4129-9fd1-234ae788cedf) [![10%](https://no-cache.hubspot.com/cta/default/7610740/e4d105e2-102e-4843-932f-09fe9e134948.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/e4d105e2-102e-4843-932f-09fe9e134948) [![29.99%](https://no-cache.hubspot.com/cta/default/7610740/1abfa2f1-217b-4dab-859f-7e0c4a28a0fa.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/1abfa2f1-217b-4dab-859f-7e0c4a28a0fa) [![Regular Credit Builder Cards](https://no-cache.hubspot.com/cta/default/7610740/d5a049ed-84fa-4f66-84ac-ccb4a8438c62.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/d5a049ed-84fa-4f66-84ac-ccb4a8438c62) [![29.8%-59.9%](https://no-cache.hubspot.com/cta/default/7610740/dd4e5fc0-40d8-4560-b463-95803984f195.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/dd4e5fc0-40d8-4560-b463-95803984f195) [![£0](https://no-cache.hubspot.com/cta/default/7610740/f663123e-9fc6-4ab3-80e6-234c694c62b4.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/f663123e-9fc6-4ab3-80e6-234c694c62b4) [![£0](https://no-cache.hubspot.com/cta/default/7610740/f663123e-9fc6-4ab3-80e6-234c694c62b4.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/f663123e-9fc6-4ab3-80e6-234c694c62b4) [![Low](https://no-cache.hubspot.com/cta/default/7610740/4f6630df-7a55-4c26-b878-c25a323c0db2.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/4f6630df-7a55-4c26-b878-c25a323c0db2) [![<£1,500](https://no-cache.hubspot.com/cta/default/7610740/6fe251a5-9538-4f43-9073-7f8121eb6f26.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/6fe251a5-9538-4f43-9073-7f8121eb6f26) [![£0](https://no-cache.hubspot.com/cta/default/7610740/f663123e-9fc6-4ab3-80e6-234c694c62b4.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/f663123e-9fc6-4ab3-80e6-234c694c62b4) [![29.8%-59.9%](https://no-cache.hubspot.com/cta/default/7610740/dd4e5fc0-40d8-4560-b463-95803984f195.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/dd4e5fc0-40d8-4560-b463-95803984f195) ## You've got questions. We've got answers. Who is a good fit for a Score Mastercard? The Score Mastercard is a perfect solution if you: - Have ever been declined for a credit application - Are a newcomer to the UK looking to establish credit in the country - Have been involved in a bankruptcy or IVA (individual voluntary arrangement), and are looking to rebuild your credit - Are a business looking to establish your company’s credit history while managing your expenses - Are a student building credit for the first time - Want to rebuild your credit but don’t want to get into unaffordable consumer debt - Want the highest chance of getting approved for a credit card, regardless of your past credit history How do the fees work? There are both up-front fees to active your card, as well as ongoing monthly costs to maintaining access to your card as a credit building solution. Whether you are a personal cardholder, or a business, you can see a comprehensive list of all fees here How does the Score Mastercard build my credit? Use the Score Mastercard® to make everyday purchases that you can afford. By managing your card and repaying the minimum payment required each month, your repayment history is reflected to all the major UK credit bureaus. Providing you make your minimum payments on time, the history will show future lenders that you are a responsible borrower. What happens to my deposit if I close my account? Your security deposit will be refunded to you once the statement period has completed, less any outstanding fees or balances owing. Please call 0800 170 0213 or +44 203 150 4634 and one of our customer service representatives would be please to process your account closing and answer any questions. How do I create an account and get a card? Just start by clicking the Apply Now button on our website, and you’ll be directed to provide some basic contact information and supplied with a link to access our secure application portal. After completing our simple application (typically about 5 minutes) and receiving an approval, you’ll be directed to download our app and sign in to complete the onboarding process. How long does it take to receive my Score Mastercard after I’ve been approved? You will receive the card in approximately 5 working days from receiving your security deposit. Please note that this time frame also applies to reissues for lost, stolen or expired cards. If you haven't received your card within 7 working days, please contact Customer Service at 0800 170 0213 or +44 203 150 4634. Where can I use my Score Mastercard? You may use the Card at any Merchant that displays the Mastercard® Sign. You can't use your card to obtain cashback or foreign currency, gambling; or for obtaining illegal goods or services. Can I use the Score Mastercard for shopping online? Yes Mastercard is accepted at most online shopping sites. Can I use my Score Mastercard to withdraw cash? Yes, your personal Score Mastercard can be used to withdraw cash at an ATM. Can I spend more than the available limit on my Score Mastercard? The purchase will be rejected if you have attempted to charge a purchase greater than the available limit on your credit card. Can I use my Score Mastercard abroad? Yes, you can use your card anywhere that Mastercard® credit cards are accepted, however a 2.99% foreign exchange fee will apply. ## Ready to build your credit score? [![GET STARTED](https://no-cache.hubspot.com/cta/default/7610740/5538c121-0461-49dd-bdc1-839e80d510d8.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/5538c121-0461-49dd-bdc1-839e80d510d8) ## Our founder had to build his credit, just like you! Score is 25 years in the making. Kamran Bill Dost, our founder, faced the challenge of having to build his credit almost 25 years ago. His frustration with the experience drove him to develop the Score Mastercard. The card he wished he had all those years ago to help him build his credit. Let our Score Mastercard by DND help you attain financial freedom with an improved credit score! Rev. Dr. K. Bill Dost Score Card Founder ![card](https://www.scorebydnd.com/hs-fs/hubfs/card.png?width=209&height=131&name=card.png "card") ## Ready to Build Your Credit Score? Get a Score Mastercard in minutes! [![APPLY NOW](https://no-cache.hubspot.com/cta/default/7610740/c2946090-fae8-437a-b8fb-f6a09f02783f.png)](https://cta-redirect.hubspot.com/cta/redirect/7610740/c2946090-fae8-437a-b8fb-f6a09f02783f) > [About Us](https://www.scorebydnd.com/about-us?hsLang=en) > [Contact Us](https://www.scorebydnd.com/contact-us?hsLang=en) > [Card Agreements](https://www.scorebydnd.com/card-agreements?hsLang=en) > [Privacy Policy](https://www.scorebydnd.com/hubfs/Privacy%20Notice%2011.21.pdf?hsLang=en) > [Complaints Policy](https://www.scorebydnd.com/hubfs/Our%20UK%20Complaints%20Policy.pdf?hsLang=en)  Credit is provided by D&D Leasing UK Ltd. T/A DND Finance and it is a company registered in England and Wales with registered number 06638748. The registered office for this company is DND Finance, 85 Great Portland Street, First Floor, London, W1W 7LT . D&D Leasing is authorised and regulated by the Financial Conduct Authority (FCA). Score is a brand of D&D Leasing UK Ltd. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International. The Card is issued by PayrNet ltd pursuant to licence by Mastercard International Inc. D&D Leasing UK LTD (Firm reference number 695458) is a distributor of PayrNet Ltd which is an Electronic Money Institution authorised by the FCA under the Electronic Money Regulations 2011 (EMR’s) with Firm Reference Number 900594.   ---   ![DND-Score-logo-1-1](https://www.scorebydnd.com/hs-fs/hubfs/DND-Score-logo-1-1.png?width=60&height=74&name=DND-Score-logo-1-1.png "DND-Score-logo-1-1") 2025 - scorebydnd.com > [Personal Score Mastercard](https://www.scorebydnd.com/personal-card?hsLang=en) > [Business Score Mastercard](https://www.scorebydnd.com/business-card?hsLang=en) > [Affiliates](https://www.scorebydnd.com/affiliates-and-partners?hsLang=en) > [FAQ](https://www.scorebydnd.com/faq?hsLang=en) > [Blog](https://www.scorebydnd.com/blog?hsLang=en) [![Apple-app-store](https://www.scorebydnd.com/hubfs/Apple-app-store.png "Apple-app-store")](https://apps.apple.com/us/app/score-card-by-dnd/id1583924916) [![Google-play](https://www.scorebydnd.com/hubfs/Google-play.png "Google-play")](https://play.google.com/store/apps/details?id=com.pannovate.dnd) × ##  Terms and Condition ## [Emoney Consumer Agreement](https://www.scorebydnd.com/hubfs/Emoney%20PayrNet%20Consumer%20Agreement%20Final-1.pdf?hsLang=en)| [Emoney Corporate Agreement](https://www.scorebydnd.com/hubfs/Emoney%20PayrNet%20Corporate%20Agreement-1.pdf?hsLang=en) | [Mastercard Consumer Agreemeent](https://www.scorebydnd.com/hubfs/PAYRNET%20MASTERCARD%20%20Consumer%20Agreemeent-1.pdf?hsLang=en) |[Mastercard Corporate Agreemeent](https://www.scorebydnd.com/hubfs/PAYRNET%20MASTERCARD%20Corporate%20Agreement-1.pdf?hsLang=en) - - - -