29.99% APR

The Score Mastercard is a perfect solution if you:

• Have ever been declined for a credit application
• Are a newcomer to the UK looking to establish credit in the country
• Have been involved in a bankruptcy or IVA (individual voluntary arrangement), and are looking to rebuild your credit
• Are a business looking to establish your company’s credit history while managing your expenses
• Are a student building credit for the first time
• Want to rebuild your credit but don’t want to get into unaffordable consumer debt
• Want the highest chance of getting approved for a credit card, regardless of your past credit history

There are both up-front fees to active your card, as well as ongoing monthly costs to maintaining access to your card as a credit building solution. Whether you are a personal cardholder, or a business, you can see a comprehensive list of all fees here

Use the Score Mastercard® to make everyday purchases that you can afford. By managing your card and repaying the minimum payment required each month, your repayment history is reflected to all the major UK credit bureaus. Providing you make your minimum payments on time, the history will show future lenders that you are a responsible borrower.

Your security deposit will be refunded to you once the statement period has completed, less any outstanding fees or balances owing. Please call 0800 170 0213 or +44 203 150 4634 and one of our customer service representatives would be please to process your account closing and answer any questions.

Just start by clicking the Apply Now button on our website, and you’ll be directed to provide some basic contact information and supplied with a link to access our secure application portal. After completing our simple application (typically about 5 minutes) and receiving an approval, you’ll be directed to download our app and sign in to complete the onboarding process.

You will receive the card in approximately 5 working days from receiving your security deposit. Please note that this time frame also applies to reissues for lost, stolen or expired cards. If you haven't received your card within 7 working days, please contact Customer Service at 0800 170 0213 or +44 203 150 4634.

You may use the Card at any Merchant that displays the Mastercard® Sign. You can't use your card to obtain cashback or foreign currency, gambling; or for obtaining illegal goods or services.

Yes Mastercard is accepted at most online shopping sites.

Yes, your personal Score Mastercard can be used to withdraw cash at an ATM.

The purchase will be rejected if you have attempted to charge a purchase greater than the available limit on your credit card.

Yes, you can use your card anywhere that Mastercard® credit cards are accepted, however a 2.99% foreign exchange fee will apply.